Predatory Mortgage and Consumer Lending Training

I went to an all-day training on predatory lending. "Predatory lenders" is apparently an elusive term lacking a solid definition. Let me provide one here: A predatory lender is a lender with (a) fangs 2.5 inches or longer, (b) the mouth parts of a leach, or (c) a lender who doesn't actually check and make sure that the borrower can support the mortgage. They said today that lenders don't have such a fiduciary duty, especially when the borrower lies, but come on guys, have a heart!

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The following are quick sketches of the three main speakers:

Brenda Gauer, National Legal Training Project.
Anthony Polidori, supervising examiner/investigator with the Idaho Department of Finance.

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Deputy Attorney General Brett DeLange, Idaho Law Foundation.